Installment & Obligation Tracker — Track Payments, Cheques & Dues

One place for everything you owe

Most people track installments in their head, a notes app, or a messy spreadsheet — and eventually a due date slips. An installment tracker fixes that: every commitment, its schedule, its remaining balance and its next payment, all in one organized view. Wajib AI focuses only on your obligations — not your whole budget — so nothing important gets buried.

Built to track obligations, not clutter

Track every installment

Add apartment and car installments, personal loans, buy-now-pay-later plans and contracts. Each one shows a clear “paid X of Y” progress and the exact remaining balance.

Installment tracker list with payment progress

Post-dated cheque tracking

Log every post-dated cheque with its due date and amount, and get alerted before it clears — so a cheque never bounces because you forgot it.

Smart payment reminders

Reminders fire before each due date, even offline. Snooze, reschedule, or mark as paid in one tap and your timeline stays accurate.

See the months ahead

A forecast highlights the heaviest months so you can set money aside early and avoid cash-flow surprises.

Start tracking in three steps

1. Add a commitment

Enter the total, number of installments and frequency — or paste a payment table and let the AI build the schedule for you.

2. Get reminded

Wajib notifies you before every due date and keeps a running “paid X of Y” for each obligation.

3. Stay ahead

Check the forecast, mark payments as paid, and always know what's due this week, this month, and beyond.

Who it's for

Anyone juggling more than one payment: families paying apartment or car installments, freelancers tracking client dues and recurring subscriptions, small-business owners managing post-dated cheques and supplier terms, and anyone using installment or buy-now-pay-later plans who wants to stay in control.

Why an obligation tracker beats a budgeting app

Budgeting apps try to track your entire financial life — income, spending, categories, net worth — and most people abandon them. An obligation tracker does one job: it answers “what do I owe, and when is it due?” Because Wajib keeps each commitment in its own currency and never mixes totals, the number you see is the number you actually owe. Less noise, more control.

Frequently asked questions

Is the installment tracker free?

Yes. You can track your obligations, get reminders and use all four free tools at no cost. Wajib Pro adds the AI assistant, document scanning and advanced reports.

Can it track post-dated cheques?

Yes. Add each cheque with its amount and clearing date and Wajib alerts you before it's due, so nothing bounces by surprise.

Does it work without internet?

Reminders are scheduled on your device and fire even offline. The converter and calculator also work fully offline.

Does it connect to my bank?

No. Wajib never connects to your bank and never sees balances or card numbers — you stay in full control of what you enter.

Can I track payments in different currencies?

Yes. Each obligation keeps its own currency and totals are shown per currency, never mixed together.

The installment & obligation tracker that never lets a payment slip